Type one number. Nothing you type is saved or sent anywhere.
Your answer shows here
Type your money in above.
Debbie keeps your records from bank statement uploads, receipts and mileage.
Start your free monthYour first month is free, no card needed.
A guide only. HMRC decides from the tax return you send.
Money in, not profit. It is everything you were paid before you take off any costs.
Add it all together. All your self-employed work plus rent from property in the UK. Rent from property abroad counts too if you were UK resident for tax.
Leave out pay from a job where tax comes off through PAYE on your payslip, State Pension, private pensions, dividends and your share of a partnership.
Own a property with someone? Only your share of the rent counts. If a property brings in £50,000 rent and you split it equally, you each count £25,000.
HMRC writes to you. It checks your tax return each year. If you are over the limit, it writes to tell you when to start. If no letter comes, it is still up to you to check.
You still send your 2025/26 tax return as normal.
Once you are in, you keep your records in software and send HMRC an update every three months. Then you send your tax return after the year ends.
GOV.UK: find out if and when you need Making Tax Digital for Income Tax
You can ask HMRC to be let off if your age, health or a disability stops you using a computer, tablet or phone. The same goes if you cannot get the internet at home or work because of where you are. Some religious beliefs count too.
Not knowing how to use software is not a reason on its own. Partnerships do not need it for now.